CM Punjab Kissan Card 2026 – Apply via 8070, Eligibility & Rs. 1.5 Lac Loan
The CM Punjab Kissan Card 2026 is one of the most beneficial agriculture support schemes introduced by the Punjab Government. This initiative helps small and medium farmers by providing interest-free seasonal loans up to Rs. 150,000 for fertilizers, seeds, and other farming inputs. The complete system is digitally connected with PITB, PLRA, NADRA, PMD, and the Bank of Punjab for transparent verification and secure loan disbursement. 1
Under this scheme, eligible farmers can receive financing from sowing to harvesting through a smart government-issued Kissan Card. The card remains valid for 6 months per crop cycle, plus a one-month grace period for repayment. This modern agriculture finance system is helping thousands of farmers improve crop productivity and reduce dependency on private lenders. 2
Who Can Apply?
Farmers who own land in Punjab and whose records are available in PLRA can apply for the scheme. The mobile SIM must also be registered on the farmer’s own CNIC for PMD verification. The scheme mainly supports landholders between 1 acre and 12.5 acres.
- Punjab farmer with valid CNIC
- Land holding from 1 to 12.5 acres
- Land record available in PLRA
- SIM registered on applicant CNIC
- No major credit issues
Loan & Card Details
| Feature | Details |
|---|---|
| Maximum Loan | Rs. 150,000 per season |
| Per Acre Limit | Rs. 30,000 |
| Land Eligibility | 1 to 12.5 acres |
| Card Validity | 6 months + 1 month grace |
| Usage | Seed, fertilizer, farming inputs |
How to Apply via SMS 8070
The registration process is simple and fully digital. Farmers only need to send an SMS in the required format from their own registered mobile number.
Example: PKC 3520212345671
After sending the SMS, the system verifies CNIC, SIM ownership, and land record through NADRA, PMD, and PLRA. Once approved, the Bank of Punjab issues the Kissan Card. 3
Benefits of CM Punjab Kissan Card
- 0% interest farming loan
- Quick digital verification
- Easy fertilizer and seed purchase
- Free SMS alerts for transactions
- Safe repayment after harvest
- No middleman involvement
This scheme directly improves crop yield, gives farmers timely access to resources, and supports the agriculture economy of Punjab.
(خلاصہ)
| وزیراعلیٰ پنجاب کسان کارڈ اسکیم کے تحت کسانوں کو بغیر سود 1.5 لاکھ روپے تک قرض دیا جا رہا ہے۔ اہل کسان 8070 پر PKC اور اپنا شناختی کارڈ نمبر SMS کر کے درخواست دے سکتے ہیں۔ یہ رقم بیج، کھاد اور زرعی اخراجات کے لیے استعمال ہوگی۔ |
This post is for informational purposes only. Scheme details may change according to official Punjab Government or Bank of Punjab updates. Please verify the latest information from official sources before applying. 4